Technical Product Manager, Global Payments & Stablecoins

About Toptal Toptal is the world’s leading premium talent marketplace, trusted by 30,000+ clients, processing over $5B in payments across 140+ countries. We’re launching Toptal’s next frontier: a borderless finance platform built on stablecoin rails to reinvent how millions of people manage, move, invest, and borrow money. Stablecoins are rapidly evolving into core financial infrastructure, and with regulatory clarity accelerating worldwide, this is the moment to build something foundational. As our founding Technical Product Manager, you’ll define the roadmap, ship the first critical products, and set the product culture that future PMs will follow. This is not just another PM role - it’s your chance to architect how a next-generation financial platform comes to life. Get ready to

• Partner daily with engineering, design, and compliance in a lean, high-trust team.
• Drive product decisions end-to-end, moving from discovery to delivery in weeks, not quarters.
• Translate vision into requirements that engineers respect and users love.
• Manage external fintech partners (wallets, card issuers, processors), ensuring clean integrations and reliable flows.
• Shape product strategy while rolling up your sleeves on edge cases, data analysis, and QA.

What you’ll do

• Own and prioritise the roadmap for Toptal’s fintech platform - payments, wallet, and card products.
• Write clear, technically detailed product specs that stand up in architecture reviews.
• Orchestrate integrations with stablecoin and fiat rails, embedding compliance by design (KYC, AML, fraud prevention).
• Measure success through adoption, transaction reliability, latency, and user satisfaction.
• Leverage AI-native product tools (Cursor, ChatGPT, Claude) to accelerate research, specs, and testing.
• Iterate fast: ship in 2-week sprints, gather real data, and adapt quickly.

What we’re looking for

• 5+ years as a Product Manager in fintech (payments, cards, wallets, banking, or capital markets).
• Technical fluency - you can map flows, reason about APIs/microservices, and challenge tradeoffs with engineers.
• Proven experience delivering transaction-heavy fintech products at scale.
• Strong track record orchestrating integrations with external fintech partners.
• Comfort working in regulated environments, balancing compliance with usability.
• Data-driven mindset - you optimise for outcomes, not outputs.

How you work (values we expect)

• Ownership mindset - you own product outcomes, not just backlogs.
• User-first - you obsess over flows, edge cases, and clarity.
• High-velocity - you ship fast, adapt quickly, and raise the bar every cycle.
• Clarity over noise - you turn complexity into simple, actionable requirements.
• AI-native builder - you use AI tools to eliminate overhead and focus on high-impact work.

Bonus Points if you have…

• Launched wallet or card products to market.
• Scaled stablecoin or cross-border payment products.
• Experience with treasury, liquidity, or settlement systems.
• Background in high-growth fintechs

What we offer

• Founding PM role - define the roadmap, culture, and rituals future PMs will inherit.
• Career-defining opportunity - shape a payments platform at the exact moment stablecoins are becoming core financial infrastructure.
• Move fast, no bureaucracy - high-trust environment, maximum autonomy.
• Transparent, supportive culture - feedback flows freely, the best ideas win, and you’ll have the freedom to experiment, learn, and grow.

For Toptal Use Only: #easterneurope #europe